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Understanding “Reduced By” and “Added To” Uninsured Motorist Coverage
Uninsured Motorist (UM) coverage is a crucial part of your auto insurance policy, protecting you when you’re injured in an accident caused by a driver who has no insurance or not enough of it. However, not all UM policies work the same. Two terms you’ll often come across are “reduced by” and “added to” coverage…
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Why Uninsured Motorist Coverage Is a Must-Have for Every Driver
Uninsured Motorist (UM) coverage is one of the most important — yet often overlooked — parts of an auto insurance policy. In this post, we’ll break down what UM coverage is, why you need it, and how it protects you from financial loss when the unexpected happens.










