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What Insurance Covers Items Stolen From My Car?
When it comes to car insurance, many people are surprised to learn that items stolen from inside your vehicle may not be covered the way you’d expect. While your auto insurance protects your car itself, the personal belongings inside it often fall under a different policy altogether. Here’s what you need to know if your…
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Replacement Cost Vs Actual Cash Value: What’s the Difference?
When you’re shopping for insurance, you’ll likely encounter two important terms: Replacement Cost (RC) and Actual Cash Value (ACV). These determine how your insurer values and reimburses your possessions after a loss. Let’s break down the difference and help you decide which type of coverage is best for your needs.
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Why Everyone Needs Personal Articles Protection
When it comes to protecting your valuables, standard homeowners or renters insurance policies may not provide the level of coverage you need. That’s where a Personal Articles Policy (PAP) comes in—a flexible and affordable way to safeguard high-value personal belongings against loss, theft, or damage.
Personal Articles Policy
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